Doing it on purpose vs via black/grey market trickery is often treated as separate matters. Even if the legal mode is still full of moral issues that society has yet to fully confront.
Phishing people's bank credentials has been fully established as a computer crime (not even just bad within civil law).
I adore the idea of the Plaid founders, and everyone else deemed complicit in a court of law (I think this should likely include investors), going to fuck-you-in-the-ass prison instead of becoming billionaires.
Alas, I've lived in Silicon Valley too long to believe that anything moral will ever occur when there's money to be made.
It makes me sad that people actually admire this place for anything other than the geography.
That's true, and perhaps the real reason this really is a very valid anti-trust action is that Visa would be removing their only real competitor for providing this type of data.
