But the mind set strangely is super conservative in that regard. I've struck out and done my own business and most of my regularly working Canadian friends thought (and still think) I am crazy. Effectively most people in Canada work quietly for years to retirement and then...retire. It's pretty safe and easy -- though ultimately super boring.

I mean, the vast majority of Americans do that, too.

Entrepreneurship and self-employment are scary.

It is true. Definitely not for the faint of heart.