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The solution to that problem should not involve an employer. It might look something like legally mandated defined benefit pensions, aka Social Security in the US.


So you're just reinventing Social Security in the US.


That’s how us techies do it :-). We invent something “disruptive” only to learn that this was already known for decades.


I am saying that is the name of the fix for people not choosing to save enough money in the US. No employer is needed in the picture.




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