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I recently wrote a 5+ page internal guide on how I do vibe coding and one of the first sections is cost

Keep in mind much of the guide is about how to move from 30s chats to doing concurrent 20min+ runs

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Spending

Claude Code $$$ - Max Plan FTW

TL;DR: Start with Claude Max Pro at $100/mo.

I was about $70/day starting day 2 via the pay-as-you-go plan. I bought in $25 increments to help pace. The Max Plan ($100/mo) became attractive around day 2-3, and on week 2 I shifted to $200/mo.

Annoyingly, you have to make the plan decision during your first login to Claude Code, which is confusing as I wanted to trial on pay-as-you-go. (That was a mistake: do Max Pro.) The upgrade flow is pretty broken from this perspective.

The Max Plan at the $100/mo level has a cooldown of 22 question / 5 hour: That does go by fast when your questions are small and get interrupted, or you get good at multitasking. By the time you are serious, the $200/mo is fine.

Other vibe IDEs & LLM providers $$$

I did anywhere from about 50K to 200K tokens a day on Claude 3.7 Sonnet during week 1 on pay-as-you-go, with about a ratio of 300:1 of tokens in:out. Max Plan does not report usage, but for periods I am using it, I expect my token counts to now be higher as I have gotten much better at doing long runs.

The equivalent in OpenAI of using gp4-4o and o3 would be $5-40/day on pay-as-you-go, which seems cheaper for using frontier models… until Max Pro gets factored in.

Capping costs

Not worrying about overages is typically liberating. Max Pro helps a lot here. One of my next experiments is seeing about self-hosting of reasoning models for other AI IDEs. Max Pro goes far, but to do automation and autonomy, and bigger jobs, you need more power.



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