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European countries each have their system. But they do not interoperate. You can't pay with blik in Germany, you can't pay with German debit card in Poland.
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As jacekm mentioned already (https://news.ycombinator.com/item?id=46963497), Blik has just made a significant step toward interoperability just week ago, see https://www.blik.com/przelewy-na-telefon-w-euro-z-hiszpanii-...



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